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Chelsy Davy has rejected boyfriend Prince Harrys offer to give her round-the-clock protection.
The Royal, 23, fears she could be in danger because of his high profile.
But Chelsy, 22, reckons an armed guard would ruin her student life in Leeds, where she is studying for a postgraduate law degree.
She loves being a student and wants to live a normal life, a pal tells the Daily Star. Chelsy has become royalty by association and therefore is a big target.
'Her parents are really worried but she's a sensible girl. She knows its not ideal but she isnt going to let any nutter spoil her fun.